Third Party Fire in addition to Theft Insurance cover offers alone slightly to a greater extent than protection than Third Party alone insurance.
It does precisely equally the lift suggests, it alone covers whatever 3rd parties who y'all may hold upwards involved inwards an accident amongst (if the accident is your fault), in addition to likewise covers y'all if your vehicle has a burn or is stolen.
The somebody who has the 3rd political party embrace volition non have ANYTHING inwards the event that they are at error inwards an accident.
It does precisely equally the lift suggests, it alone covers whatever 3rd parties who y'all may hold upwards involved inwards an accident amongst (if the accident is your fault), in addition to likewise covers y'all if your vehicle has a burn or is stolen.
The somebody who has the 3rd political party embrace volition non have ANYTHING inwards the event that they are at error inwards an accident.
Below is a tabular array of who in addition to what is covered amongst Third Party Fire in addition to Theft Insurance
| Who/What | Covered By Insurance |
| You | NO |
| Your Vehicle | NO |
| Fire to your vehicle | YES |
| Theft of your vehicle | YES |
| Third Party Person | YES |
| Third Party Vehicle | YES |
| Third Party Property | YES |
| Passengers | YES |
An instance of how Third Party Fire in addition to Theft Insurance works:
Mr. Smith has Third Party Fire in addition to Theft insurance for his car. He is driving along in addition to has his friend amongst him inwards the rider seat, spell he is driving he accidentally runs into the dorsum of Mr. Jones car.
Mr. Smiths rider in addition to Mr. Jones both were injured inwards the accident in addition to harm was caused to both cars.
As the accident was Mr. Smiths error his insurance companionship volition pay out. They volition pay out for the injuries caused to Mr. Smiths rider in addition to likewise the injuries to Mr. Jones. They volition likewise payout for the repairs to Mr. Jones motorcar simply they WILL NOT pay out for whatever harm or injuries caused to Mr. Smith.
Mr. Smiths rider in addition to Mr. Jones both were injured inwards the accident in addition to harm was caused to both cars.
As the accident was Mr. Smiths error his insurance companionship volition pay out. They volition pay out for the injuries caused to Mr. Smiths rider in addition to likewise the injuries to Mr. Jones. They volition likewise payout for the repairs to Mr. Jones motorcar simply they WILL NOT pay out for whatever harm or injuries caused to Mr. Smith.
Mr. Smiths vehicle is stolen. His insurance volition pay out.
Mr. Smiths vehicle has a fire. His insurance volition pay out.
