Third Party Insurance is the encompass that offers the to the lowest degree protection.
It does just equally the advert suggests, it exclusively covers whatever 3rd parties who you lot may survive involved inwards an accident alongside (if the accident is your fault).
The soul who has the 3rd political party encompass volition non have ANYTHING inwards the illustration that they are at error inwards an accident.
It does just equally the advert suggests, it exclusively covers whatever 3rd parties who you lot may survive involved inwards an accident alongside (if the accident is your fault).
The soul who has the 3rd political party encompass volition non have ANYTHING inwards the illustration that they are at error inwards an accident.
Below is a tabular array of who together with what is covered alongside Third Party Insurance
| Who/What | Covered By Insurance |
| You | NO |
| Your Vehicle | NO |
| Fire to your vehicle | NO |
| Theft of your vehicle | NO |
| Third Party Person | YES |
| Third Party Vehicle | YES |
| Third Party Property | YES |
| Passengers | YES |
An illustration of how Third Party Insurance works:
Mr. Smith has Third Party insurance for his car. He is driving along together with has his friend alongside him inwards the rider seat, spell he is driving he accidentally runs into the dorsum of Mr. Jones car.
Mr. Smiths rider together with Mr. Jones both were injured inwards the accident together with impairment was caused to both cars.
As the accident was Mr. Smiths error his insurance fellowship volition pay out. They volition pay out for the injuries caused to Mr. Smiths rider together with too the injuries to Mr. Jones. They volition too payout for the repairs to Mr. Jones machine just they WILL NOT pay out for whatever impairment or injuries caused to Mr. Smith.
Mr. Smiths rider together with Mr. Jones both were injured inwards the accident together with impairment was caused to both cars.
As the accident was Mr. Smiths error his insurance fellowship volition pay out. They volition pay out for the injuries caused to Mr. Smiths rider together with too the injuries to Mr. Jones. They volition too payout for the repairs to Mr. Jones machine just they WILL NOT pay out for whatever impairment or injuries caused to Mr. Smith.
Mr. Smiths vehicle is stolen. His insurance WILL NOT pay out.
Mr. Smiths vehicle has a fire. His insurance WILL NOT pay out.
